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Gusto alternative

Payroll that lives inside the business.

Gusto runs payroll on its own. Agaro ERP calculates payroll from the same contracts, attendance, and approved overtime as the rest of your business, posts it to the books, and gives every employee a free account for time off and payslips.

From $29 per full user / month · Employee accounts free · Free CRM plan

New 3
Payroll

Period 2026-09. Base and adjustments.

Export register Lock period New pay run

Gross pay

$248,400.00

Period 2026-09 · 4 runs

Deductions

$52,164.00

Tax, benefits, garnishments

Net pay

$196,236.00

Base plus bonuses, less deductions

Employees paid

86

86 active · 0 on hold

RegisterPayoutsAttachmentsCommissionsReporting
Search pay runs… StatusPeriodGroup by
RunPay periodEmployeesStatusGrossDeductionsNet pay
PR-2026-0904 Sep 2026 Operations · monthly · Mariam K. 34 Calculated $96,800.00 $20,328.00 $76,472.00
PR-2026-0903 Sep 2026 Field service · monthly · Daniel O. 22 Draft $58,300.00 $12,243.00 $46,057.00
PR-2026-0902 Sep 2026 Sales and support · semi-monthly · Priya S. 18 Locked $52,900.00 $11,109.00 $41,791.00
PR-2026-0901 Sep 2026 Corporate · monthly · Tom R. 12 Paid $40,400.00 $8,484.00 $31,916.00
PR-2026-0804 Aug 2026 Operations · monthly · Mariam K. 33 Paid $94,100.00 $19,761.00 $74,339.00
PR-2026-0803 Aug 2026 Field service · monthly · Daniel O. 21 Paid $55,600.00 $11,676.00 $43,924.00
PR-2026-0802 Aug 2026 Sales and support · semi-monthly · Priya S. 18 Paid $51,200.00 $10,752.00 $40,448.00
PR-2026-0704 Jul 2026 Operations · monthly · Mariam K. 32 Paid $91,500.00 $19,215.00 $72,285.00
Rows per page 25 1–8 of 24
Agaro Agent

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Sonnet 5
How did we do this quarter? Show me revenue, expenses, and our top clients.
reports.revenueQ3 2026 · by monthexpenses.summaryQ3 2026 · all categoriescontacts.topTop clients by paid revenue

Here is your Q3 summary. Revenue is up 12.4% on last quarter while expenses fell 3.1%, so your net margin rose to 47.7%.

Q3 2026 performance

Generated from live records · just now

Pin to dashboard Export
Revenue$184,320▲ 12.4%
Expenses$96,410▼ 3.1%
Net margin47.7%▲ 6.0 pts

Revenue by month ($K)

52.4Jul
61.8Aug
70.1Sep

Top clients

Acme Corp$42,000
Northwind Traders$28,450
Harbor Logistics$21,300
Bluebird Studio$14,900

Northwind Traders has one overdue invoice, INV-2026-0417 for $4,850.00. Want me to send them a reminder?

Send reminderCompare with Q2Break down by service
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The short answer

What is an alternative to Gusto?

If you want payroll connected to the rest of the business, Agaro ERP is an alternative to Gusto: it calculates payroll from contracts, attendance, and approved overtime, posts it to the general ledger, and gives employees free accounts for time off and payslips. Payroll includes the first 10 employees each month, then $4 per employee, on top of $29 per full user. Gusto is a full-service payroll provider that files and pays payroll taxes for you, from $49 a month plus $6 per person.

The problem

Why teams look beyond a payroll-only tool.

02

Time and attendance live elsewhere

Overtime and time off are approved in one tool and re-entered or synced into payroll.

03

Per-person fees on every plan

Gusto charges $6 to $22 per person every month on top of a $49 to $180 base.

04

The same employee, entered twice

HR records, payroll records, and the people in your ERP drift apart.

How it works

How payroll runs in Agaro, step by step.

Step 01
Bring your employees
Import employees, contracts, and pay details, or read them from your Gusto account.
Step 02
Track time and time off
Attendance, time off, and overtime approvals happen in the same workspace.
Step 03
Run payroll
The payroll register is calculated from contracts and approved hours: US federal withholding and FICA with state income tax and unemployment for all 50 states and DC, and UAE payroll with WPS salary files, end-of-service gratuity, and GPSSA pension.
Step 04
Post to the books
The finalized run posts its journal automatically, and employees download payslips from free accounts.
Side by side

Gusto vs Agaro ERP.

Compared on
Gusto
Agaro ERP
Price
Simple $49 + $6 per person, Plus $80 + $12, Premium $180 + $22 per month
$29 per full user; payroll includes 10 employees, then $4 each
Tax filing and payments
Full service: files and pays payroll taxes for you
Prepares Forms 941, 940, and W-2; ask us about filing for your states
US coverage
All 50 states
Federal plus all 50 states and DC; local taxes not calculated
UAE payroll
US payroll only
WPS salary files, end-of-service gratuity, and GPSSA pension
Accounting, CRM, inventory
Through integrations
Built in, on the same record
Employee self-service
Included
Free employee accounts

Gusto prices are 2026 list prices as reported by published pricing guides; check Gusto's pricing page for current rates. Checked October 2026. Sources: Gusto pricing, Gusto pricing guide.

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In depth

Gusto versus Agaro, honestly

Gusto is a specialist: it files and pays federal, state, and local payroll taxes for you in every state. If that full service is what you need most, Gusto is a strong choice, and you can keep it and still run the rest of the business in Agaro, which can read your Gusto company, employees, and payroll reports.

Agaro is for companies that want payroll on the same record as everything else. Contracts, attendance, and approved overtime feed the payroll register directly, the finalized run posts to the general ledger, and employees use free accounts for time off and payslips. Essentials is $29 per full user per month with every module and role-based access with 5 fixed roles. Scale is $49 and adds full role-based and attribute-based access control (custom access groups, record rules, and field-level security), AI agents, API and MCP access, and multi-company. Employee accounts for clocking in, time off, and payslips are free, and payroll includes the first 10 employees each month, then $4 per employee.

Built for US and UAE teams

US payroll covers federal withholding and FICA, state income tax and state unemployment for all 50 states and DC, and prepares Forms 941, 940, and W-2. City and county taxes are not calculated. UAE payroll produces the WPS salary file and calculates end-of-service gratuity and GPSSA pension contributions.

Who should stay on Gusto

If you employ people in many states, need a provider to file and pay every payroll tax, or rely on Gusto benefits administration, keep Gusto. Agaro works alongside it.

Frequently asked questions

What teams ask before they switch.

No. Agaro calculates payroll and prepares Forms 941, 940, and W-2 inside the ERP. Gusto is a full-service provider that files and pays your payroll taxes in every state. If you need that service, you can keep Gusto and connect it to Agaro.
Payroll is included with Essentials ($29 per full user) and Scale ($49). The first 10 employees paid each month are included, then $4 per employee. Employee accounts are free.
The United States, with federal withholding and FICA plus state income tax and unemployment for all 50 states and DC, and the United Arab Emirates, with WPS salary files, end-of-service gratuity, and GPSSA pension. Talk to us about other countries.
No. Employee accounts are free. Employees can clock in and out, request time off, and download their own payslips and tax forms.
Yes. Agaro can read your Gusto company, employees, and payroll reports, and accepts file exports for the rest.
Yes. Agaro ERP has full role-based (RBAC) and attribute-based (ABAC) access control. Essentials includes role-based access with the 5 fixed roles, and Scale adds custom access groups with inheritance, access levels per module, read, write, create, and delete rights per data type, menu visibility, record rules, and field-level security. The AI assistant follows the same rules as the person using it, so it can never see or change more than they can.

One system for the whole business, from $29 a user.

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