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Agaro ERP · Accounting

Know your numbers.
Keep the whole picture.

Quotes, invoices, payments, expenses, banking, loans, vendor bills, budgets, reports, and taxes. Give every transaction a clear place in your business.

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  1. 01 Record 5 tools
    1. Oct 01

      Invoice

      INV 001 · Bluebird Studio

      Due Oct 15, 2026

      $2,400Amount due $0

      Paid
      Invoices
    2. Payment recorded against INV 001

  2. 02 Follow 3 tools
    1. Oct 12

      Payment

      PAY 001 · Bluebird Studio

      Bank transfer, applied to INV 001

      $2,400

      Successful
      Payments
    2. Bank line matched to PAY 001

    3. Oct 12

      Bank line

      Customer project payment

      Reference INV 001

      +$2,400

      Matched
      Bank
    4. Counted in Oct 2026

  3. 03 Understand 3 tools
    1. Oct 2026

      Report line

      Income

      Profit and loss by period

      $6,600Net $4,300

      Reports
Illustrative sample records. Not a live workspace. Amounts in USD

From the first invoice to the closing balance.

Bill the customer, record the payment, follow the expense, and review the books. Accounting uses the same customers, products, employees, and business records as the rest of Agaro.

Shared with the rest of Agaro
Customers
Products
Employees
Business records

01Record

Record the transaction

5 tools

What you sell

  1. Quotes

    Create and follow estimates using the same customer, line item and document framework as your invoices.

    SampleQUO 001 · Bluebird Studio · Accepted · $2,400.00

  2. Invoices

    Create, send, and track invoices from your customer and catalog records. Email them with reminders, share a payment link, set payment schedules, issue credit notes, and run recurring invoices and subscriptions. Add custom invoice fields in Studio.

    SampleINV 001 · Bluebird Studio · Paid · $2,400

  3. Income

    Record income that does not come from an invoice and keep it beside invoiced sales and costs. Add your own fields in Studio.

    SampleWorkshop session · Bluebird Studio · $700

What you spend

  1. Vendor Bills

    Capture vendor bills by hand, email, or PDF, post them, register payments, and review what remains payable. Add your own fields in Studio.

    SampleBILL 002 · Sample materials · Purchase order · $1,500 open · Due Oct 25

  2. Expenses

    Capture expenses with receipt uploads, send them for approval, post them, and reimburse the employee. Track recurring costs, company cards, and spending analysis, and add your own fields in Studio.

    SampleClient visit travel · Metro Rail · $180

02Follow

Follow the money

3 tools

  1. Payments

    Record payments against the invoices they settle, send payment links customers can pay online, and review transactions and payment analysis. Recurring revenue and receivables sit in the same workspace.

    SamplePAY 002 · Acme Corp · Card · $600

  2. Bank

    Import or connect bank transactions, reconcile them with reconciliation models, record internal transfers, and manage business loans from one accounting area.

  3. Loans

    Manage amortized business loans inside Accounting. Record principal, rate and term, review the repayment schedule, and post drawdowns and installments to the ledger.

    SampleEquipment loan, 36 months from Jan 15, 2026

    Posted 9/36Outstanding $49,800

Money in to review
$2,400
Money out to review
$305
  • Oct 12 Customer project paymentINV 001 +$2,400 Unmatched
  • Oct 18 Travel paymentTRAVEL 018 −$180 Unmatched
  • Oct 19 Office supply purchaseSUPPLY 019 −$125 Unmatched

Lines you categorize, match or ignore move to Reviewed.

03Understand

Understand the position

3 tools

Jul 2026$3,000$1,200$1,800
Aug 2026$4,200$1,800$2,400
Sep 2026$5,100$2,000$3,100
Oct 2026$6,600$2,300$4,300

Records behind Oct 2026 income, $6,600

INV 001 · Bluebird Studio$2,400

All other records$4,200

  1. Reports

    Profit and loss, balance sheet, cash flow, trial balance, ledgers, aging, budgets, cash forecast, tax liability, and year end reports, with CRM reports alongside. Follow a total back to the records behind it.

  2. Taxes

    Manage tax rates and fiscal positions, track VAT and tax returns by period, and review payroll taxes. Cash basis reporting is available, and tax records can carry your own fields in Studio.

    SampleExample sales rate · 5% · Sales

  3. Budgets

    Plan amounts by account and period, then compare the budget with actual figures read from your accounting ledger.

    SampleFY26 operating budget · Open · $412,000 planned

The detail and the bigger picture, together.

Other app areas, same workspace.