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Accounting · Bank

From the bank statement
to a clearer balance.

Import or connect bank transactions, reconcile them with reconciliation models, record internal transfers, and manage business loans from one accounting area.

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Bank transactions

Bank statement

Your records

  1. Workshop session Oct 08, 2026 · DEP 008 +$700Categorized Linked to Income Workshop session
    Workshop sessionIncome Bluebird Studio · Consultation $700Categorized
  2. Customer project payment Oct 12, 2026 · INV 001 +$2,400Unmatched Linked to Payment PAY 001
    PAY 001Payment Bluebird Studio · INV 001 $2,400Suggested match
  3. Travel payment Oct 18, 2026 · TRAVEL 018 −$180Unmatched Linked to Expense Client visit travel
    Client visit travelExpense Travel · Metro Rail $180Possible duplicate
  4. Office supply purchase Oct 19, 2026 · SUPPLY 019 −$125Unmatched Linked to Expense Project supplies
    Project suppliesExpense Harbor Supply Co $125Possible duplicate
  5. Support session Oct 20, 2026 · DEP 020 +$300Categorized Linked to Income Support session
    Support sessionIncome Acme Corp · Support $300Categorized
Illustrative sample records. Not a live workspace.

  1. Transactions and connections

    Review imported bank transactions and manage the connections available to your workspace.

  2. Reconciliation models

    Use reconciliation models to organize how bank activity is matched and reviewed.

  3. Transfers and loans

    Keep internal transfers and loan records near the bank activity they affect, with the relevant role controls.

One bank line, three outcomes.

Follow the movement. Keep the context.

Categorize as expense or income, match to an existing payment, or ignore. A payment is suggested when it has the same amount and falls within a day of the line, and only money in lines can match a payment.

Bring in. Review. Follow.

  1. Bring in the transactions

    Use the bank import and connection surfaces for the account you are reviewing.

  2. Review the matches

    Apply the available reconciliation workflow to the transaction records.

  3. Follow related movements

    Inspect transfers and loans alongside the account’s other activity.

What sits inside Bank.

  1. Transactions and connections

    In the Bank area TransactionsConnections

    Review bank activity and supported bank connections in one workspace.

  2. Reconciliation models

    In the Bank area Reconciliation Models

    Use the bank reconciliation workflow to connect statement activity with accounting records.

  3. Internal transfers

    In the Bank area Internal Transfers

    Track transfers between accounts through the bank workspace.

  4. Business loans

    In the Bank area Loans

    Open Loans to record borrowing terms, generated amortization schedules, drawdowns and posted repayments.

A bank area that fits how you work.

Three things teams set up, each beside the control that makes it possible.

  1. Restrict bank access

    Use custom roles so only the owner and bookkeeper can see bank accounts.

    Roles and permissions

    Decide who can see, create and change bank, down to records and fields, with custom roles.

    Every paid plan See Users and Roles

  2. Ask about cash

    Ask Agaro Agent which invoices are still unpaid before you plan the week. It asks first before changing anything.

    Agaro Agent

    Ask about your bank in plain language. The Agent asks before it changes a record, and it works within your permissions.

    Meet Agaro Agent

  3. Keep a bank review log

    On Scale, build a small Studio module for monthly bank review sign offs with your own fields.

    Your own custom modules

    When bank needs a neighbour Agaro does not ship, build a module with your own fields, workflows and records in Studio.

    Scale and up See custom modules

More controls around the bank

  • App Builder

    Build a website, document, slides or internal app next to your bank, described in plain words.

    Every paid plan See App Builder

  • Open API and MCP

    Connect your own systems, or let Claude and other AI clients work inside Agaro with the same permissions.

    Scale and up

Free covers one CRM user. Studio custom modules, AI agents, API and MCP, single sign on and multi company are on Scale and up. See plans and pricing. Agaro ERP is in Preview / Pilot, so you shape it directly with the product team.

Bank, beside the books.

Bank is an accounting workspace feature. Its transactions and reconciliation sit beside payments, expenses, and the books.